If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Open to all. SoFi’s lending process is completely online. Typical income of approved borrowers: $125,000. All types of student loans are eligible for refinancing. Compare pay for popular roles and read about the team’s work-life balance. Has anyone had experience with them? No application fees, origination fees or prepayment penalties. While you may not see every option available, it is a great place to start research. This is similar to Credible and other sites with online loan marketplaces, including NerdWallet. Allows greater-than-minimum payments via autopay: Yes. Splash Financial is a relatively new company, so there’s no firm consensus from customers about its products and services. To refinance your student loan through Splash Financial, first you’ll prequalify to determine what products are available to you. All content is posted anonymously by employees working at Splash Financial. Citizenship: Must be a U.S. citizen or permanent resident. Be sure to check out the other companies also by checking out our Best Student Loan Refinance Company review page.. Table of Contents. Forbearance and death discharge may not be available. Refinancing is available for federal, private and Parent Direct PLUS loans, including undergraduate and graduate loans, as well as loans for MBAs and for law, dental and medical school. Splash Financial, Inc. Review Splash Financial, Inc. was founded in 2012 and is based in Clevelend, OH. Knoji has 35 Splash Financial reviews and ratings as of March 5, 2021. The content Refer your friends and earn $250 when they refinance through Splash Financial. It's best for borrowers who want quotes from more than one lender. Splash Financial specializes in refinancing loans for federal and private student loan borrowers. Customer Support. If you aren’t eligible to refinance with Splash Financial, prequalifying with multiple refinance lenders. Uncover why Splash Financial is the best company for you. Learn more about how we make money.Last edited February 27, 2020. Read our editorial guidelines. All financial products, shopping products and services are presented without warranty. In our Splash Financial review, we’ll break down the pros and cons of this relative newcomer to the student loan refinancing industry. Splash Financial is a respectable business, servicing graduates around the country. Your referral will receive $250 as well. Figure Lending was founded in 2018 and began to refinance student loans the following year. What Are Splash Financial’s Loan Terms, Fees and Discounts? Splash also allows spouses to refinance their loans together. You can apply for a Splash Financial refinanced student loan on its website. Points are also awarded for soft credit checks, underwriting transparency and other consumer-friendly features. To see what rate Splash Financial will offer you, apply on its website. Splash Financial is a new student loan refinancing lender in Cleveland. If you are suffering from financial hardship, Splash Financial offers deferment or forbearance, but the policy depends on the lender and is approved on a case-by-case basis. This is the Splash Financial company profile. Splash Financial is a relative newcomer on this list, but they are doing great things … If you are looking to refinance your student loans, Splash Financial is worth a look. This Splash Financial Refinance Review was first published on May 4th, 2018; it has been updated numerous times to include up-to-date interest rate information, lender bonus programs, and loan terms.The most recent comprehensive update was on March 31st, 2021. When you complete an application on its website, your information is shared with multiple lenders to see which would refinance your student loans and at what terms. You might need to become a member of a credit union. Splash Financial was founded in 2013. Location: Available in all 50 U.S. states. Many lenders are offering relief related to COVID-19. To qualify, a borrower must be a U.S. citizen and meet our lending partner’s underwriting requirements. Get started referring here. Splash Financial Company Overview; Pros of Using Splash Financial Referral bonus: Get $250 for each person you successfully refer to Splash Financial. What Are Splash Financial’s Deferment and Repayment Options? Consumers can obtain loans of up to $250,000 in as few as five business days. The lender offers undergraduate, graduate, MBA and student loan refinance loans. Loan features and policies vary by lender and application channel. Borrowers pay no application or origination fees and no prepayment penalty. options to make sure you’re getting the best rate you qualify for. Splash Financial student loan refinancing at a glance, Splash Financial student loan refinancing details, Splash Financial was founded in 2013 and offers loans from multiple lenders. Splash Financial is an online marketplace. 3 If you have questions during the application process, you can contact Splash Financial … It’s a viable choice if you want to refinance all of your student loans. That’s why NerdWallet’s student loan ratings reward lenders that offer a variety of loan terms, limit their fees and penalties, and extend borrowers multiple options to avoid default. You can even submit pictures of the documents they’re super convenient and easy to work with. Glassdoor gives you an inside look at what it's like to work at Splash Financial, including salaries, reviews, office photos, and more. You can see if you’ll qualify and what rate you’ll get without a hard credit check. before you apply. Soft credit check to qualify and see what rate you’ll get: Yes. Providing details borrowers need to choose among lender offers earlier in the application process. This allows borrowers to shop for multiple options without filling out multiple applications with separate companies. Student loan refinancing options include: Medical loan refinancing is available for both practicing physicians and doctors who are still in residency or completing a fellowship. Splash Financial Overview. Must have graduated: Yes, borrowers typically must have graduated with an bachelor's degree or higher, though associate degrees are accepted in some health care fields. Knoji editors and the Knoji shopper community have reviewed Splash Financial and compared it against 0 top brands, reviewing Splash Financial based on product and store features such as white-glove delivery, price competitiveness and free return policies. Offering deferment to all borrowers who return to school. Splash Financial Student Loan Refinance Review. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Splash Financial requires a minimum FICO credit score of 650. Maximum debt-to-income ratio: Ranges from 35% to 50% depending on your income, highest degree earned and loan amount. Depending on the reason, you may want to consider other lenders or need a co-signer. The most recent rate update was on May 3rd, 2021. However, this does not influence our evaluations. A minimum FICO credit score of 650 is required. : Get $250 for each person you successfully refer to Splash Financial. Borrowers must have a pay stub dated within 30 days, or they must be able to verify their income another way. Best Personal Loans for Credit Card Refinance, Best Student Loan Consolidation & Refinance Companies. Borrowers can make full payments while in school, or choose to pay interest only, pay a flat fee, or defer payments. Does Splash Financial Have Good Customer Service? A preapproval rate quote check is available and doesn't hurt your credit score. As we’ll see, doctors and physicians in residency or fellowship can dramatically lower their payments with Splash Financial. The scoring formula for student loan products takes into account more than 50 data points across multiple categories, including repayment options, customer service, lender transparency, loan eligibility and underwriting criteria. Splash Financial loan details vary by partner lender and application channel. Splash Financial is currently offering 4.77% for a 15 year term, a percentage lower than SoFi is offering me. If you have questions about the pre-qualification application or your formal application after you choose a lender, you can call the Splash Financial … The late fee is 5% of the unpaid amount up to $10 after 15 days. on this page is accurate as of the posting date; however, some of our partner offers may have expired. Splash Financial responded to both complaints in a timely manner. You are assigned a dedicated account representative. Loans are available from $1,000 up to 100% of the student’s school-certified cost of attendance. Splash makes it fast and easy to save money on your student loans. Your actual rate will depend on factors including your — or your co-signer’s — credit history and financial situation. You can also read our community reviews and hear what others have to say about their experience with Splash Financial, Inc.. Co-signer release available: Yes, after 12 consecutive on-time payments; however, no co-signer option if you apply via NerdWallet. In our Splash Financial student loan refinance review, we provide an overview of the company, pros, and cons. Autopay discounts are built into the loan rate. There’s no cost to get a customized interest rate, it only takes a few minutes, and the process is quick and painless. Can transfer a parent loan to a child: Yes. This review outlines features that are available to Splash customers who prequalify via NerdWallet. The Consumer Financial Protection Bureau received two complaints about Splash Financial in 2020. NerdWallet's ratings are determined by our editorial team. Before deciding on a student loan refinance lender, compare multiple student loan refinance options to make sure you’re getting the best rate you qualify for. It recently announced a $350 million annual loan financing deal and have excellent rates. Check out our review of Splash Financial and see why we list them on our Best Places To Refinance Student Loans guide. Borrowers can make up to full monthly payments while in school or choose to pay interest only, a flat fee or defer payments. NerdWallet strives to keep its information accurate and up to date. NerdWallet recommends prequalifying with multiple refinance lenders before you apply. Then they help you lock in a better net interest rate and a shorter repayment period so you can crush your student loan debt for good. The process was painless and quick, thanks to the easy to use application system and follow ups by team members of Splash Financial. NerdWallet does not receive compensation for its reviews. Learn more about Splash Financial, Inc. and its products by browsing the services it offers. Splash Financial has the following ratings from third-party services: A Better Business Bureau (BBB) rating of “A+” on a scale of A+ to F. The company has not been BBB accredited, but the agency has had an open file on it since September 2014. College Ave Student Loans have no origination or prepayment fees. Loan discharge if co-signer dies or becomes disabled: No. Use these ratings as a guide, but we encourage you to shop around for the lowest interest rate you can qualify for. How Do You Qualify for Splash Financial Loans? Best for multiple repayment options and no fees. Loan servicer: MOHELA, Nelnet or Pentagon Federal Credit Union, known as PenFed, depending on which lender finances your loan. Pre-qualified offers are not binding. A financial education and student loan refinancing company. Splash Financial is the newest student loan refinancing agency on the market today. Read our, Get started with Splash Financial Student Loan Refinance. 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