Ulster offer good value 7 and 10 year fixed rates. This really is the bank of tricks and gimmicks. To view our KBC mortgage Calculator please select KBC in the options button in our mortgage calculator. I would think that there would be some expectation that a new customer turns into an existing customer after a period of time. KBC Bank has just announced that they’ll be cutting their standard variable mortgage rate by 0.25% for all PDH customers from 1st December. 10 year fixed rates <60% ltv from 2.85% . This will take it down to 4.25pc. Variable to me means that the move with the market - KBC moves it rate with the market for new customers but not for existing ones. When the bank announced a rate cut last month, only customers taking out a mortgage for the first time benefited. That's another super advantage of my rate. Thanks for your interest in our existing customer loan to value rate options, available to existing Private Dwelling House (PDH) ... variable rate a valuation will be required. I n a change of tack, the rate reduction is to apply to … We have recently lowered our existing fixed rates and at present there is also a KBC Current Account offer which means you could possibly avail of … KBC Bank Ireland has announced it will reduce its standard variable rate for all mortgage customers by a quarter of a percent to 4.25%. Variable rates 90% ltv mortgages from 3.15%. C ustomers opting into a … These new offerings will be available to both new and existing KBC mortgage customers. This follows a move in February by the Bank tooffer a 0.20% lifetime discount on all mortgage rates to existing customers who hold a Current Account with the Bank. Previously, this had only been available to customers switching their mortgage to the bank. They pass on rate cuts automatically to those on variable rates. Currently KBC will notify existing variable rate mortgage holders of any rate changes but those customers have to reapply in order to avail of lower rates. The bank said an existing customer with a €250,000 mortgage balance on a standard variable rate at 4.25% and 20 years remaining and an LTV … KBC Bank Ireland is offering reduced fixed mortgage rates to existing customers in an attempt to stop people from switching mortgages. In their press release at the time, they said: Eddie Dillon, Director of Product with KBC Bank Ireland, said: “We’re reducing our fixed and variable mortgage interest rates and making these available for both new and existing customers. AIB has announced that it is to cut its standard variable rate by 0.25% to 3.4%. Saying that if I don't like it, move ! On top of this, KBC has made a €2,000 cashback offer available to first-time buyers, movers and buy-to-let customers. Existing KBC mortgage customers on variable rates, regardless of their loan to value, can now choose from a suite of competitive new 2, 3 and 5 year fixed rate options. The Details. KBC Bank’s discounted variable rate for new home purchase customers is designed to assist home purchasers by discounting its Standard Variable Rate by … Its not like switching my mobile phone contract as some claim ! KBC has been cheaper than AIB for new customers for some time. Ulster offer existing customers the same rates as new customers . A new front has opened up in the mortgage price war, with KBC Bank cutting variable and fixed rates. It is assumed that all customers availing of the Existing Customer Rate Offer obtain a valuation. KBC does constantly monitor its existing variable mortgage rate and if there is any change in the rate you will be notified in writing. Bank of Ireland charges its customers 4.5 per cent for the same mortgage. The bank has announced a range of cuts to its variable and fixed rates for new customers and, significantly, to its existing customers as well. KBC Bank Ireland is to cut fixed and variable mortgage interest rates by between 0.1 per cent and 0.6 per cent for both new and existing customers.. I'm not on an LTV rate. ... To view our KBC mortgage Calculator please select KBC in the options button in our mortgage calculator. And in case you were wondering… PDH is bank-speak for your gaff, your house or your flat – so if you live in it, and you have a mortgage on it, you should get a break on it. KBC denied me access to tracker rate when fixed term ended ... move to a standard variable rate or opt for another fixed-term period. KBC Rate Options APRC Variable Rates <=60% 3.20% 3.26% For example, a KBC customer with a 90 per cent loan-to-value mortgage is paying a variable mortgage rate of 3.3 per cent. A new mortgage customer who opts for a variable rate of 3.25% can save €1,336 in Year 1, and €16,627 over a 20 year term on a €300,000 mortgage by availing of KBCs new <50% LTV variable rate of 3.25% (with a KBC Current Account). However, their rate is now changing to a higher variable rate of 4.2%. Their payments will be going to €1,805 monthly. To view our KBC mortgage Calculator please select KBC in the options button in our mortgage calculator. * If you are an existing residential KBC Mortgage customer please contact our Customer Services Team on 1800 93 92 44 to find out more. KBC is extending the 0.20% discount to qualifying KBC residential mortgage customers as an added extra to the KBC Current Account. It's hard to know. KBC Bank Ireland are set to cut their variable mortgage interest rates for new and existing customers. Rates for existing KBC Mortgage customers can be found here. Ulster offer good value 7 and 10 year fixed rates. KBC on their site don't say they're different products. The KBC reductions will apply to new and existing customers and mean the bank will have some of the lowest mortgage rates in the market. Now the bank is to cut its variable rate by 0.25pc for all mortgage holders. While AIB has been more expensive, they have been fairer to existing customers. 10 year fixed rates <60% ltv from 2.85% . Ulster offer existing customers the same rates as new customers . Customers with an LTV of less than 80% can avail of a rate of 2.99%. Ends You can select all lenders or a range of lenders or rate types also. Variable rate cut. This doesn't seem to happen. The tracker rate is a variable rate and may vary upwards or downwards during the term of the loan or the term of the relevant tranche thereof. In terms of variable rates for new mortgage customers, KBC offers 3.1 per cent for customers with a maximum loan-to-value ratio of 80 per cent and a one-year fixed rate … But for a long time, they exploited existing customers by refusing to allow them to move to the new customer rate. Existing KBC Customers who are availing of a Tracker Mortgage Rate, or who are intending to avail of our Tracker Mover ... Rate. They have tried to negotiate a lower variable rate with their current lender without success so they decided to switch to a lower variable rate of 2.95% with another lender which will reduce their monthly payments to €1,534. KBC Bank Ireland has announced it is to reduce mortgage rates for new customers but there is still no relief on offer for existing variable rate customers.. The bank, which has previously been criticised for only passing on rate cuts to new customers, said the revised rates varied depending on the mortgage amount relative to […] ! ... Its LTV variable … May 9 (Reuters) - * KBC bank Ireland says to cut variable mortgage rates by 0.1 percent for new customers * Cuts to all fixed rate customers; No change to variable rates for existing customers KBC Bank Ireland is to cut fixed and variable mortgage interest rates by between 0.1 per cent and 0.6 per cent for both new and existing customers. BELGIUM-owned bank KBC is to cut its variable mortgage rate for new and existing customers. They just say new customers and existing customers. To reapply the customer has to have their property valued and this is at a cost of approx 150 euros. The … KBC Bank Ireland is lowering a range of fixed and variable mortgage rates by between 0.1% and 0.6%. ... Ulster offer existing customers the same rates as new customers . On top of this, KBC has made a €2,000 cashback offer available to first-time buyers, movers and buy-to-let customers. 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